COURSE CREDITS & HOURS
COURSE FEES
TARGET AUDIENCE
PROGRAM TOPICS
- Artificial Intelligence in Healthcare: The Good, the Bad and the Ugly
- US Malpractice Update and Claims Trends
- Diagnostic Error: Lessons Learned
- Early Disclosure: Does It Work?
- Telehealth: The Past, Present and Future
- Sexual Harassment and Hostile Environment
- HIPAA
- Contracting
- Proper Prescribing*
- Other Current Issues Affecting Medicine: Payment and Reimbursement Issues
- Advocating For Patients and Your Profession
- Hot Topics for Medicine
IMPORTANT INFORMATION
Faculty
Graham Billingham, MD, FACEP, FAAEM
Dr. Billingham completed undergraduate studies in Biology at Stanford University, medical school at UCLA Medical Center and completed his residency in Emergency Medicine at Harbor-UCLA Medical Center. He is board certified and is a Fellow of the American College of Emergency Physicians and the American Academy of Emergency Medicine. Dr. Billingham has 28 years of experience as an emergency medicine physician. He speaks nationally and internationally on healthcare change and emerging risk and has lectured in more than 250 CME courses on risk management, operations, documentation, patient safety, information technology, coding and billing, and malpractice prevention. As Chief Medical Officer, he is responsible for leading MedPro's Healthcare Advisory Boards and working with the Business Council to support clinical risk and patient safety, claims, underwriting and sales efforts. Most recently Dr. Billingham served as President & CEO for EPIC RRG. He has also served on the physician advisory boards of several technology and insurance companies, the American College of Emergency Physicians Medical Legal Committee and Coding and Nomenclature Committee. He is Emeritus Chairman of the Emergency Medicine Patient Safety Foundation and has served on the Board of EDPMA. He founded and served as Medical Director for The Center for Emergency Medical Education and was a co-founder of the National Emergency Medicine Board Review Course.Cori Loomis, Esq, Christensen Law Group, PLLC
Cori H. Loomis' primary focus is on the representation of health care providers with transactional, compliance, reimbursement, legislative and regulatory compliance issues. She also represents other commercial entities in transactional and regulatory issues and advises clients regarding employee benefit and employee law issues. Loomis graduated with special distinction from the University of Oklahoma in 1991 and with honors from the University of Texas School of Law in 1994. Loomis is licensed to practice law in all Oklahoma State Courts. She is a member of the Oklahoma Bar Association, Oklahoma County Bar Association, and the American Bar Association. In 2010, Loomis was listed in The Best Lawyers in America for Administrative/Regulatory Law by U.S. News Media Group and Best Lawyers and ranked by Chambers U.S.A. in Corporate/Commercial: Healthcare. She also received a Leadership in the Law award from the Journal Record in 2010 and was accepted to the Oklahoma Bar Association Leadership Academy in 2011. Loomis was selected by Governor Mary Fallin to the Oklahoma Board of Nursing, for a term started in November 2011. Loomis is involved in charitable and civic activities by serving as a board member of Community Health Charities from 2007 through 2011 and as a member of the Church of the Servant Administrative Council since 2009. She also was elected to the board of Prevent Blindness and began her term in January 2011. She was elected to the Crossing Christian School Parent Teacher Fellowship Board, for a term from September 2011 through August 2012.Wes Glinsmann, MA, CAE, OSMA Executive Director
Wes Glinsmann is the Executive Director for the Oklahoma State Medical Association. Prior to being promoted to his role in 2017, he served nearly nine years as the organization's Director of Legislative Affairs. Before joining the OSMA in 2008, Wes spent 4 1/2 years as Director of Government Affairs for the American Heart Association in Oklahoma. In addition to OSMA and AHA, Wes previously served on staff for then-Congressman J.C. Watts (R-OK), at the Oklahoma Capitol for the House Republican Floor Leader and for two government relations firms in Washington, DC. Wes holds Bachelors and Masters Degrees from the University of Oklahoma. Wes lives in Yukon with his wife and two daughters. In his free time, he enjoys reading, homebrewing, fishing and playing golf.|
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This activity is planned and implemented in accordance with the accreditation requirements and policies of the Accreditation Council for Continuing Medical Education (ACCME) through the joint providership of the Oklahoma State Medical Association (OSMA) and the Physicians Liability Insurance Company (PLICO). The Oklahoma State Medical Association (OSMA) is accredited by the Accreditation Council for Continuing Medical Education (ACCME) to provide continuing medical education for physicians. The OSMA designates this live activity for a maximum of 12 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity. The Faculty, CME Planning Committee and Reviewer have no relevant financial relationships to disclose. The OSMA CME Manager has mitigated all information and has resolved all conflicts of interest if applicable. "The Oklahoma State Medical Association has been surveyed by the Accreditation Council for Continuing Medical Education (ACCME) and awarded Accreditation with Commendation for six years as a provider of continuing medical education for physicians. The ACCME accreditation seeks to assure the medical community and the public that the Oklahoma State Medical Association provides physicians with relevant, effective, practice-based continuing medical education that supports US health care quality improvements. The ACCME employs a rigorous, multilevel process for evaluating institutions' continuing medical education programs according to the high accreditation standards adopted by all seven ACCME member organizations. These organizations of medicine in the US are the American Board of Medical Specialties, the American Hospital Association, the American Medical Association, the Association for Hospital Medical Education, the Association of American Medical Colleges, the Council of Medical Specialty Societies, and the Federation of State Medical Boards of the US, Inc." |
Accreditation
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This activity is planned and implemented in accordance with the accreditation requirements and policies of the Accreditation Council for Continuing Medical Education (ACCME) through the joint providership of the Oklahoma State Medical Association (OSMA) and the Physicians Liability Insurance Company (PLICO). The Oklahoma State Medical Association (OSMA) is accredited by the Accreditation Council for Continuing Medical Education (ACCME) to provide continuing medical education for physicians. |
Cruise Itinerary
| DATE | PORT OF CALL | ARRIVE | DEPART |
|---|---|---|---|
| Saturday, July 9 | Miami, Florida |
- | 4:30 pm |
| Sunday, July 10 | CocoCay, Bahamas Perfect Day |
7:00 am | 4:00 pm |
| Monday, July 11 | *At Sea - Cruising <b>CME Meeting: 8:00 AM - 12:00 PM</b> |
- | - |
| Tuesday, July 12 | Charlotte Amalie, St. Thomas, U.S.V.I. |
12:00 pm | 8:00 pm |
| Wednesday, July 13 | Philipsburg, St. Maarten |
8:00 am | 6:00 pm |
| Thursday, July 14 | *At Sea - Cruising <b>CME Meeting: 8:00 AM - 12:00 PM<br>CME Meeting: 1:00 PM - 5:00 PM</b> |
- | - |
| Friday, July 15 | *At Sea - Cruising |
- | - |
| Saturday, July 16 | Miami, Florida |
6:00 am | - |
Ports of Call
Miami, Florida

Your Pre-Cruise Miami Itinerary - Upon arriving at Miami International Airport (MIA) or Fort Lauderdale-Hollywood International Airport (FLL), a rideshare or taxi can have you settled into your hotel in South Beach, Brickell, or Downtown in under 30 minutes. We recommend choosing your neighborhood based on your preferred style: South Beach for the iconic Art Deco glamour and beach access, or Brickell for a sleek, modern urban experience with a fantastic dining scene.
Day 1: Arrival, Architecture, and Atmosphere - After checking in, spend your first afternoon acquainting yourself with the iconic scenery of South Beach. This isn't just a party destination; it's a protected architectural district. Take a leisurely stroll along Ocean Drive to admire the pastel-hued Art Deco masterpieces. For a more tranquil experience, head to South Pointe Park at the southern tip of the island. Here, you can watch ships glide through Government Cut against the backdrop of the downtown skyline—a perfect, low-key introduction to the city's maritime soul.
For dinner, bypass the tourist-heavy spots on Ocean Drive and explore the sophisticated restaurants in the South of Fifth (SoFi) neighborhood or the diverse, international options in Brickell. This is your chance to enjoy a world-class meal without a schedule, from fresh, locally-sourced seafood to innovative Latin American cuisine.
Day 2: A Tale of Two Cultures - Start your day the way Miamians do: with a shot of authentic Cuban culture. Head to Little Havana and walk the famous Calle Ocho. Find a *ventanita* (a small walk-up coffee window) and order a potent, sweet *cafecito* and a flaky *pastelito* (guava pastry is the classic). The experience is about more than just the coffee; it's about the sounds of Spanish, the rhythm of salsa music, and the sight of locals debating over a game of dominoes at Máximo Gómez Park. It’s an accessible, genuine cultural immersion.
In the afternoon, witness the city’s stunning contrasts. First, visit the Wynwood Walls, an extraordinary outdoor museum of large-scale murals by some of the world's best street artists. The surrounding neighborhood is a canvas in itself, with vibrant art on nearly every building. It’s a visual feast that’s both contemporary and completely approachable.
From there, travel back in time at the Vizcaya Museum & Gardens. This Gilded Age estate, with its Italian Renaissance-inspired villa and sprawling formal gardens on the edge of Biscayne Bay, offers a glimpse into Miami's opulent past. The juxtaposition of Wynwood's modern grit and Vizcaya's timeless elegance perfectly encapsulates the city's multifaceted character.
Embarkation Day - Wake up refreshed and without pressure. Enjoy a final Miami breakfast before taking a short 15-20 minute ride to the Port of Miami. You’ll arrive calm and collected, having already banked two days of enriching travel experiences. By treating the start of your journey with this much intention, you don't just see a port city—you connect with it, making your entire vacation more memorable from the very first moment.
CocoCay, Bahamas

For adrenaline seekers, the upcharge Thrill Waterpark houses North America's tallest waterslide, Daredevil's Peak, alongside massive wave pools. If you want a lively, complimentary resort-pool atmosphere, head to Oasis Lagoon, the Caribbean's largest freshwater pool, complete with a swim-up bar and DJ.

If you prefer a traditional beach day without additional fees, Chill Island and South Beach provide ample loungers, umbrellas, and calm, clear waters. Complimentary dining is available throughout the island at venues like Skipper's Grill and the Chill Grill.
For a more sophisticated experience away from the crowds, two premium upcharge areas stand out. The Coco Beach Club offers an oceanfront infinity pool, elevated dining, and the Bahamas' first overwater cabanas. Alternatively, Hideaway Beach is an adults-only (18+) zone featuring a private cove, heated pool, and dedicated dining venues like Slice of Paradise.
The island features a deep-water pier, meaning no tender boats are required—you can walk right off the ship. Shipboard Wi-Fi and beverage packages seamlessly extend to the island, making logistics effortless.
At Sea - Cruising
Charlotte Amalie, St. Thomas, U.S.V.I.


Most visitors are here for the water. Magens Bay is the headline attraction—a heart-shaped, protected cove that is visually stunning but often packed with fellow cruisers. For a more relaxed experience with superior snorkeling, we recommend Sapphire Beach or the pristine, protected sands of Smith Bay Park (Lindquist Beach). If your ship docks at Havensight, the Skyride to Paradise Point offers the classic Caribbean vista and a convenient spot for a local Bushwacker cocktail.
Crucial Logistics: St. Thomas has two distinct cruise piers: Havensight (closer to town/Skyride) and Crown Bay (further west). Be sure to check your docking location, as it dictates your walking options. Traffic in Charlotte Amalie can be gridlocked in the afternoons; always pad your return time. Getting around is best done via "safari" taxis—converted open-air trucks. They are efficient and affordable, but confirm the fare before boarding. For those who have visited St. Thomas before, the ferry to neighboring St. John offers a quieter, more natural escape, though it requires careful time management.
Philipsburg, St. Maarten

Philipsburg itself is the commercial engine. Front Street is lined with duty-free jewelry and electronics stores; while convenient for shoppers, it can feel somewhat manufactured. For a more relaxed immediate option, the boardwalk along Great Bay offers decent beach bars and a view of the ships, though the water clarity here lags behind the rest of the island.

To experience the island's true charm, cross the border to the French side (St. Martin). The atmosphere shifts perceptibly in the capital of Marigot, with its open-air markets and colonial architecture. For the sophisticated traveler, the village of Grand Case is the highlight. Known as the culinary capital of the Caribbean, it features exceptional French-Creole cuisine in open-air "lolos" (local barbecue stands) and high-end bistros alike.
Regarding beaches, you have distinct choices:
- Maho Beach offers the famous, adrenaline-fueled spectacle of jumbo jets landing just overhead at Princess Juliana International Airport—it is noisy, crowded, and absolutely unique.
- For a classic European beach day, head to Orient Bay on the French side for white sand and upscale beach clubs.
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels, or tours before and/or after your cruise conference.
PLEASE NOTE: To attend the conference, participants must book their cruise accommodations through University at Sea®. This ensures we can provide full conference services and complimentary social amenities to meeting participants and guests. Participants' family and friends are welcome to book within our group allotment and take advantage of our typically excellent rates.
Request a Quote online or by voice at 800-525-9696 (US/Can) or direct/int'l tel +1-727-526-1571.
Prices below are for the full cruise including meals and evening entertainment
Suites
Grand Suite - 1 Bedroom (GS)Bedroom area with two twin beds that convert to Royal King. Full bathroom with tub and two sinks. Living room with sofa that converts to double bed. Private balcony with seating area and private dining. Up to 4 guests. Stateroom: 371 sq. ft. Balcony: 105 sq. ft. (Decks 6, 7, 8, 9, 10, 11, 12 & 14)
800-525-9696
for Pricing
Suite/Deluxe
Ultimate Family Suite US.
Two-story suite designed as an ultra-luxury family accommodation. Features an in-suite slide from the kids' bedroom on the upper level down to the living room, a floor-to-ceiling LEGO wall, air-hockey table, hanging egg swing chairs, a separate 3D cinema room with gaming consoles. The wraparound aft-facing balcony includes a full-size whirlpool and kids' climbing wall enclosed in netting.
In-suite slide connecting upper and lower levels
85-inch TV with three video game consoles
Air hockey table
Floor-to-ceiling LEGO wall
Popcorn machine
Two hanging egg swing chairs
Full-size whirlpool on balcony
Kids' climbing wall (netted) on balcony
3D cinema room
Royal Genie service (Star Class)
Royal Genie personal service
Complimentary specialty dining
Complimentary beverages including premium
Priority check-in and boarding
Exclusive Suite Lounge access
Suite Sun Deck access
Coastal Kitchen dining
In-suite bar setup 800-525-9696
for Pricing
Suite/Deluxe
Spacious AquaTheater Suite with Large Balcony - 2 Bedrooms A1.
Master bedroom has a King size bed with Duxiana Mattress. Second bedroom has two twin beds that convert to Royal King and two Pullman beds. Vanity with chair in each bedroom, living area with double sofa bed, dining room, marble entry, entertainment center. Two bathrooms, master with tub. Expansive balcony with table and chairs. Up to 8 guests. Stateroom: 823 sq. ft. Balcony: 772 sq. ft. 800-525-9696
for Pricing
Suite/Deluxe
AquaTheater Suite with Large Balcony - 2 Bedrooms A2.
Master bedroom has a King size bed with Duxiana Mattress. Second bedroom has two twin beds that convert to Royal King and two Pullman beds. Vanity with chair in each bedroom, living area with double sofa bed, dining room, marble entry, entertainment center. Two bathrooms, master with tub. Expansive balcony with table and chairs. Up to 8 guests. Stateroom: 673 sq. ft. Balcony: 610 sq. 800-525-9696
for Pricing
Suite/Deluxe
Royal Loft Suite RL.
Two-decks-high stateroom with panoramic views. On second level, master bedroom has a King size bed with Duxiana Mattress; bathroom with tub, shower, two sinks and bidet and a closet. On main level, second bedroom with closet and two twin beds that convert to Royal King; dining area with dry bar, living room with sofa that converts to double bed; bathroom with shower. Private balcony with whirlpool and dining area. Sleeps up to 6 guests. Stateroom: 1,744 sq. ft. Balcony (main level): 843 sq. ft. 800-525-9696
for Pricing
Suite/Deluxe
Star Loft Suite TL.
Two-decks-high stateroom with panoramic views. Master bedroom and bathroom on second level. Bedroom has a King size bed with Duxiana Mattress. Stairway to second level. Bathrooms with shower for two. Private balcony with dining area. Dining area with dry bar. Living room sofa converts to double bed. Closets on each level. Sleeps up to 4 guests. Stateroom: 722 sq. ft. Balcony: 410 sq. ft. 800-525-9696
for Pricing
Suite/Deluxe
Villa Suite - 4 Bedrooms VS.
Two Master bedrooms with King size bed with Duxiana Mattress. Two Master bathrooms with tub. Two bedrooms with two twin beds that convert to Royal King and two Pullman beds (one with bathroom). Guest bathroom with shower. Balcony with a whirlpool, dining area, and bar. Dining room with dry bar. Living room sofa converts to a double bed. Stateroom can sleep up to 14 guests, must have at least 8 to book. Stateroom: 1,142 sq. ft. Balcony: 476 sq. ft. 800-525-9696
for Pricing
Suite/Deluxe
Spacious AquaTheater Suite with Large Balcony -1 Bedroom A3.
Bedroom area with two twin beds that convert to Royal King. One bathroom with tub, large closets, sitting area with table and sofa bed. Private balcony with seating area and private dining. Sleeps 4 guests. Stateroom: 562 sq. ft. Balcony: 589 sq. ft. 800-525-9696
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Suite/Deluxe
Grand Suite - 2 Bedrooms GT.
Two bedrooms with two twin beds that convert to Royal King and vanity with chair. Two Pullman beds in second room. Living area with double convertible sofa, marble entry, entertainment center, two bathrooms - master bath with tub. Private balcony with table and chairs. Up to 8 guests. Stateroom: 580 sq. ft. Balcony: 238 sq. ft. 800-525-9696
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Suite/Deluxe
Crown Loft Suite L1.
Two-decks-high stateroom with panoramic views. Master bedroom with Royal King size bed and bath on second level. Bath with shower on main level. Private balcony with chairs, dining area with dry bar, table/desk. Living room sofa converts to double bed. Sleeps up to 4 guests. Stateroom: 545 sq. ft. Balcony : 114 sq. ft. 800-525-9696
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Suite/Deluxe
Ultimate Family Suite RL-UFS.
The new Ultimate Family Suite is two stories of awesome thrills on every level. Like your very own in-suite slide where there's never a line, an air hockey table, table tennis on your balcony and access to just about any video game you could want. Plus a separate master suite where parents can escape to serene amenities. Stateroom 1,134 sq. ft. Balcony: 212 sq. ft. 800-525-9696
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Balcony
Boardwalk View with Balcony (2I)All staterooms and suites come complete with private bathroom, vanity area, hair-dryer, closed-circuit TV, radio and phone. Two twin beds that convert to Royal King, boardwalk view balcony, sitting area, and a private bathroom. Up to 4 guests. Stateroom: 182 sq. ft. Balcony: 52 sq. ft. (Decks 8, 9, 10, 11, 12 & 14)
800-525-9696
for Pricing
Central Park View with Balcony (2J)All staterooms and suites come complete with private bathroom, vanity area, hair-dryer, closed-circuit TV, radio and phone. Two twin beds that convert to Royal King. Boardwalk or Central Park view balcony, sitting area, and a private bathroom. Balcony: 52 sq. ft. (Decks 10, 11, 12 & 14)
800-525-9696
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800-525-9696
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800-525-9696
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Balcony
Oceanview with Large Balcony 1C.
All staterooms and suites come complete with private bathroom, vanity area, hair-dryer, closed-circuit TV, radio and phone.
Two twin beds that convert to Royal King, sitting area with sofa, full bathroom and private balcony. Up to 4 guests. Stateroom: 182 sq. ft. Balcony: 80 sq. ft. 800-525-9696
for Pricing
800-525-9696
for Pricing
Balcony
Boardwalk View with Balcony 1I.
All staterooms and suites come complete with private bathroom, vanity area, hair-dryer, closed-circuit TV, radio and phone.
Two twin beds that convert to Royal King, boardwalk view balcony, sitting area, and a private bathroom. Up to 4 guests. Stateroom: 182 sq. ft. Balcony: 52 sq. ft. 800-525-9696
for Pricing
Balcony
Central Park View with Balcony 1J.
All staterooms and suites come complete with private bathroom, vanity area, hair-dryer, closed-circuit TV, radio and phone. Two twin beds that convert to Royal King. Boardwalk or Central Park view balcony, sitting area, and a private bathroom. Balcony: 52 sq. ft. 800-525-9696
for Pricing
Balcony
Oceanview with Large Balcony 2C.
All staterooms and suites come complete with private bathroom, vanity area, hair-dryer, closed-circuit TV, radio and phone.
Two twin beds that convert to Royal King, sitting area with sofa, full bathroom and private balcony. Up to 4 guests. Stateroom: 182 sq. ft. Balcony: 80 sq. ft. 800-525-9696
for Pricing
800-525-9696
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Balcony
Spa Oceanview with Balcony S4.
Experience a spectacular view for a memorable vacation.Spa Class Exclusive:
- Upgraded showerhead
- Luxurious bathrobe
- Daily refreshments
- Priority Embarkation/Debarkation
Stateroom: 182 sq. ft. Balcony: 50 sq. ft.
800-525-9696
for Pricing
Outside
800-525-9696
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Outside
Ultra Spacious Oceanview 1K.
All staterooms and suites come complete with private bathroom, vanity area, hair-dryer, closed-circuit TV, radio and phone. Two twin beds that convert to Royal King. Sofa converts to double, two Pullman beds, private bathroom and sitting area. Up to 6 guests. Stateroom: 271 sq. ft. 800-525-9696
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800-525-9696
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Inside
Interior Stateroom (4V)All staterooms and suites come complete with private bathroom, vanity area, hair-dryer, closed-circuit TV, radio and phone. Two twin beds that convert to Royal King, private bathroom and sitting area. Up to 4 guests. Stateroom: 149 sq. ft. (Decks 3, 6, 7, 8, 9, 10, 11, 12 & 14)
800-525-9696
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Before & After Your Cruise
Hotels
Hampton Inn & Suites by Hilton - Miami Airport South Blue Lagoon
A Stone's Throw from Miami's Airport
777 NW 57th Ave, Miami, FL 33126 — Miami
InterContinental Miami, an IHG Hotel
Miami's Bayfront Icon
100 Chopin Plaza, Miami, FL 33131 — Miami
Protect Your Trip with Allianz Travel Insurance
Allianz Travel Insurance plans can give you flexibility and support when your trip doesn’t go quite as planned. From unexpected flight issues to covered trip cancellations, travel emergencies, and more, travel insurance can help you manage unforeseen events that may impact your trip—giving you peace of mind from the moment you book your trip through your return home.
For an instant quote:
- Simply provide a few short details about your trip
- Review the available protection plans
- Enjoy the peace of mind you deserve
Why Protect your Trip?
Whether you’re planning your next trip or you recently booked one, travel insurance can help smooth over many unexpected travel glitches—while putting your mind at ease, knowing you’re off the hook for covered expenses that could arise from them.
Allianz Travel Insurance plans can provide you benefits and professional support when a covered situation comes up before or during your trip. The following examples may qualify for benefits:
- Cancelling your trip after unexpectedly becoming too sick to travel
- Taking care of a sick or injured traveling companion
- Having to end your trip early due to a family emergency
- Dealing with a flight delay or cancellation
- Needing to buy personal items if your luggage is lost or stolen
- Missing your cruise departure after a covered flight delay
You also can contact our travel protection partner Allianz Global Assistance’s 24/7, award-winning customer service for on-the-go assistance with issues like a medical emergency, replacing your lost passport, or making reservations around the world. To be eligible for a time-sensitive waiver of pre-existing medical condition exclusions, purchase your travel insurance plan within 14 days of initial trip deposit (other purchase requirements and conditions apply). Specific plan benefits may vary. Please review your plan details for more information.
What Can Travel Insurance Help Protect?
Allianz Travel Insurance plans can protect you before and during your trip—keeping you, your loved ones, and your travel budget safer. Benefits vary by plan, and these are brief descriptions. Please read your plan documents for details.
TRIP CANCELLATION
Reimburses your prepaid, non-refundable travel expenses if you need to cancel your trip due to a covered reason, such as you, a family member, or traveling companion experiencing a covered illness or injury. Examples include:
- A doctor says you or a traveling companion is too sick to fly
- Your parent or child requires hospitalization
- You need to attend the birth of a family member’s child
- You have a traffic accident (not breakdown) on the way to the airport
- A storm shuts down your airport for 24 hours or more
TRIP INTERRUPTION
Reimburses your unused, non-refundable travel expenses and increased transportation costs during your trip if you have to return home early due to a covered reason, for instance when a family member has a qualifying medical emergency and needs your care. Examples include:
- You have a covered illness or injury and a doctor says you must return home
- A family member has a qualifying injury and needs your care
- A covered emergency, like a fire or flood, makes your home uninhabitable
TRAVEL DELAY
If you have a covered delay while traveling, travel insurance can reimburse you for meals, accommodations, and transportation expenses when your trip is delayed for a minimum number of consecutive hours for a covered reason. Minimum number of hours varies by plan.
EMERGENCY MEDICAL AND DENTAL CARE
Reimburses your expenses related to covered medical and dental emergencies* that might occur on your trip. This benefit can be especially helpful if you have a covered emergency outside the United States, as most health insurance policies won’t cover you outside the country. Examples include:
- You slip and break your ankle while sightseeing
- You get food poisoning while sampling the local cuisine
- You lose a filling and need immediate dental treatment*
*A sublimit and maximum apply for this benefit. Check your plan documents for details.
EMERGENCY MEDICAL TRANSPORTATION
Arranges and pays for medically necessary transportation following a covered injury or illness to the nearest appropriate medical facility to receive care and get you home after treatment.
BAGGAGE LOSS, DAMAGE, or THEFT
Reimburses the replacement of your lost, damaged, or stolen luggage and personal items while traveling.
BAGGAGE DELAY
Reimburses essential items purchased during your trip if your baggage is delayed for a minimum number of hours (varies by plan).
CHANGE FEE
Reimburses fees if you need to change your flight itinerary due to a covered reason.
24-HOUR ASSISTANCE
Provides around-the-clock support during your trip. Allianz Global Assistance’s staff of multilingual problem solvers can help you with medical, legal, and travel-related emergencies whenever they happen. Medical assistance may include, but is not limited to:
- Medical triage with referrals to local prescreened medical providers
- Ongoing medical monitoring
- Payment guarantee
- Emergency medical transportation
Additional services for travel-related emergencies can help with:
- Missed connecting flights
- Lost/stolen travel documents
- Pre-trip information
- Prescription replacements
Our Promise to You
When you purchase any Allianz Travel Insurance plan, you automatically get 15 days (or more, depending on your state of residence) to review your policy documents. Within that period, you can cancel your plan for a full refund if you’re not satisfied, as long as you haven’t filed a claim or departed on your trip.
Need Help Along the Way?
Contact Allianz Global Assistance’s award-winning team of travel experts. Call anytime for assistance navigating travel mishaps overseas or in the U.S.—or help with everything from reporting lost baggage to locating emergency medical treatment. They can also help you replace passports, refer you to legal assistance, secure cash from home in case of emergency, and guarantee payment when you need to be admitted to a hospital, in some instances.
Contact Allianz Global Assistance
Phone (24/7):
1-800-284-8300 (within the U.S., Canada, Puerto Rico, and the U.S. Virgin Islands)
1-804-281-5700 (outside of the U.S., call collect)
File or Track a Claim
It’s easy and convenient to file and track a claim, upload documents, and more online. Start your claim using your email address or policy number.
File a ClaimIf you need help filing a claim or understanding the claims process, visit the Allianz Global Assistance Claims Center.
Update Your Plan
If you need to update your travel insurance plan, such as adjusting the dates of your plan to reflect itinerary changes, please contact us or manage your plan online so your plan reflects your entire itinerary and provides the right amount of protection for your travels.
Manage My PlanAbout Allianz Global Assistance
Allianz Global Assistance is a world leader in travel insurance and assistance, helping millions of travelers across the globe every year. Allianz Global Assistance is owned by Allianz SE, the world’s largest diversified insurance company. For over 100 years, Allianz SE has helped protect important milestones in American history, insuring the Wright Brothers’ first flight and Golden Gate Bridge construction.
Terms, conditions, and exclusions apply including for pre-existing medical conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.

